Transaction processing billing

• We are billing for transactions which have a response code 0, 1, or 2

3DS billing

• We are billing for 3DS Lookups and 3DS Authentication for transactions having a response code of 0, 1, 2 or 3. for which we bill even though the corresponding transaction get declined with response code 3 (since we are billed by Cardinal)

3DS Frictionless

• We send only cmpi_lookup.
• We bill for Lookup + Authentication (here, the final results already came through cmpi_lookup, but we create an extra authentication results record, that we bill for)

3DS Challenge 

• We send cmpi_lookup + cmpi_auth
• We bill for Lookup + Authentication (here, the final results are coming from the cmpi_auth call)

Network Token and Cryptogram

• We are billing for Network Token and Cryptogram for which have a response code 2*** and 4***

From https://help.rocketgate.com/a/solutions/articles/28000018169?portalId=28000007151